A downloadable game for Windows, macOS, and Linux

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Life and Debt was released on Steam on February 28th, 2018. Check it out here:




Life and Debt is a game created during Ludum Dare 40 with the theme: "The More You Have, The Worse It Is". It was created for the Jam portion which gives the creators 72 hours.


v. 0.0.6

BUGFIX: Fixed spacing of placed objects to no longer overlap awkwardly.

BUGFIX: Some grammar fixes.

BUGFIX: Fixed a bug where financing an item would change the cost to $0 when one month was left.

BUGFIX: Pay down debt button now updates as it was intended to when applicable.

BUGFIX: Fixed a bug where late bills compiled interest every day instead of once.

BUGFIX: Fixed a bug where item counts did not update if multiples of the same item exists that month.

- Changed losing scenario to $500,000 debt

- Alerts now stay blinking within 7 days of being due.

- Moved ceiling light into view.

- All objects now sit in front of paintings on the wall.

- Added scratch off lottery tickets that require Cash only.

- You now can get promoted!

v. 0.0.3

BUGFIX: Fixed a bug that caused player's sort order of body parts to appear out of order.
BUGFIX: Fixed a bug that caused the cash to be deducted incorrectly when paying off a financed item.
- Larger life events moved to "One-Time" instances.
- Increased in game speed from 3 seconds per day to 2.5 seconds per day.
- Added a pay in full button to all financed items
- Now a chance to lose any job.
- Changed the shop screen for more clarity.
- Changed the newspaper classifieds screen for more clarity.
- Changing jobs no longer keeps your last pay cycle.
- A few other small improvements and fixes


Josh Krassenstein - Programming, Art

Molly Krassenstein - Art, QA

SFX provided by Freesound.org

Music provided by Artists on Newgrounds.com:

- EternalSushi - Megalovania Elevator Jazz Version

- Father-of-Death - Happy Elevator Music

In-Game Life Event Contributors:

- unomaestro, KotieYT, Timberlands, Snip_Man, taylourgirl, KyleTheScientist, CrudeCastle, Patrickrmc, Meowmeowmaw, kostaxr, WraithGames_, Censored_play, greggerzman


Download NowName your own price

Click download now to get access to the following files:

LD40 - LifeAndDebt_0-0-6_Windows.zip 21 MB
LD40 - LifeAndDebt_0-0-6_MacOS.zip 22 MB
LD40 - LifeAndDebt_0-0-6_Linux.zip 23 MB